Save up to 30% on DIY cold plunge products by paying with HSA/FSA

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How does using my HSA/FSA account save me money?

HSA/FSA accounts were created so individuals could use pre-tax money to pay for expenses used to treat, mitigate, or prevent a diagnosed medical condition.

Because HSA/FSAs use pre-tax money, you’re getting more purchasing power for your dollars. Rather than pay taxes on income and then spend it on health items, qualified customers can use pre-tax funds to invest in their health.

30% Savings on Average

Shop at Plunge Crafters with your HSA/FSA

At Plunge Crafters, we believe cold plunging can be medicine and our new partners at Truemed agree. Through our collaboration with Truemed, eligible customers can now use Health Savings Account (HSA) or Flexible Spending Account (FSA) funds on Plunge Crafters products! This means you may be eligible to build your cold plunge with pre-tax dollars, resulting in net savings of 30% on average.

HSAs and FSAs were created for you to spend tax-advantaged dollars on products and services that can treat or prevent medical conditions and Truemed is making it easy to do just that. 

Visit Truemed to discover even more ways to spend your tax-free HSA/FSA funds.

Build your cold plunge with pre-tax dollars

Shop HSA/FSA Approved DIY Cold Plunge Essentials

Explore our exclusive range of FSA/HSA eligible products designed to help you build the perfect DIY cold plunge setup. At PlungeCrafters, we empower you to take control of your wellness journey with high-quality, customizable solutions that align with flexible spending account (FSA) and health savings account (HSA) guidelines. From essential components to complete kits, our products make it easy to enjoy the benefits of cold plunge therapy at home.

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Common Questions

What are HSA and FSA accounts?

Health savings accounts (HSA) and flexible spending accounts (FSA) are programs that allow you to set aside pre-tax dollars for eligible healthcare expenses. If you’re unsure whether or not you have an HSA or FSA account, please check with your employer or insurance company.

How does using my HSA/FSA account save me money?

HSA/FSA accounts were created so individuals could use pre-tax money to pay for expenses used to treat, mitigate, or prevent a diagnosed medical condition. Because HSA/FSAs use pre-tax money, you’re getting more purchasing power for your dollars. Rather than pay taxes on income and then spend it on health items, qualified customers can use pre-tax funds to invest in their health.

Can I use my HSA/FSA at Plunge Crafters?

Yes, simply select Truemed as your payment option at checkout and use your FSA or HSA card as you would any other credit card.

Can i use my regular credit card at checkout?

Yes. If you prefer to use your regular credit card, Truemed will send you instructions on how to submit for reimbursement from your HSA//FSA administrator. 

What is a Letter of Medial Necessity and how is this compliant?

The items in your Truemed Letter of Medical Necessity (“LMN”) are now qualified medical expenses in the same way a visit to the doctor’s office or pharmaceutical product is.


There are thousands of studies showing food and exercise is often the best medicine to prevent and reverse disease. Exercise qualifies as a qualified medical expense with an LMN. Food, supplements, and other wellness purchases qualify as medical expenses if they treat or prevent an illness, and a doctor substantiates the need. Your Truemed LMN satisfies all IRS requirements to make your wellness spend fully reimbursable.

Are there fees associated with using Truemed's services?

There is no cost to you, as long as you are shopping with a Truemed partner merchant.

When should I use my FSA/HSA dollars?

You can use your HSA/FSA dollars all year long. However, FSA dollars expire at the end of the year and unused money may not rollover into the next year. Make sure to spend the rest of your FSA dollars before December 31st — use it, so you don’t lose it!

How long does it take for me to receive my Letter of Medial Necessity?

Generally it takes 24-48 hours. In some cases, Truemed’s provider team will require additional time to issue a letter of medical necessity based on the needs associated with an individual qualification survey. If you aren’t seeing your letter in your inbox, check spam, then reach out to us at support@truemed.com for help.

I don't have an HSA/FSA. Can I still benefit from Truemed?

Unfortunately, Truemed’s services are for individuals who have HSA or FSA accounts (or plan to fund one during open enrollment). We encourage you to ask your employer about information on your HSA or FSA!

I don't live in the US. Can I still get reimbursed with Truemed?

Unfortunately, Truemed is currently only available in the United States.